Harmonised Transparency Template

The Harmonised Transparency Template (HTT) is the worldwide standardised, Excel-based form that issuers who have been granted the Covered Bond Label use to disclose information on their covered bond programs. Definitions and format of the disclosed information are standardised to increase comparability and transparency between issuers and between jurisdictions. Standardisation facilitates investors’ due diligence, enhancing overall transparency in the Covered Bonds market. The HTT, designed to be fully compliant with art 129(7) CRR transparency requirements, and, starting from 8 July 2022, fully compliant with Art 14 of the Covered Bond Directive, undergoes constant review, stirred by the Covered Bond Label & Advisory committees, so to be always up-to-date with regulatory and market requirements. Additional country-specific information on the covered bond programs can be found in the National Transparency Templates often included in the HTT.

All issuers showing the HTT badge have published their latest HTT no earlier than 4 months ago

Against the background of the start of application of the Covered Bond Directive on 8 July 2022, in order to provide to the issuers the possibility to immediately report data aligned with the new dispositions, a PROVISIONAL HTT 2023 has been uploaded and ready to be used. This new provisional template is now in a test-phase and will potentially be subject to changes should major concerns arise around the included updates, whose list you find in Tab. “Completion instructions” of HTT. The HTT will eventually be approved by the Label Committee on 20 September 2022, following the usual timeline of the HTT revision process from the past years.  

 

Download Template HTT 2023 Download Template HTT 2022 Download HTT completion guidelines